Tata Neu HDFC Bank Credit Card Referral Code: DEEP9186 | Apply & Save Up to 10% Instantly
If you’re searching for the latest and verified Tata Neu HDFC Bank Credit Card Referral Code, use DEEP9186 to apply instantly and unlock massive rewards on everyday expenses like shopping, travel, groceries, electronics, and utility bill payments.
The Tata Neu HDFC Bank Credit Card is one of India’s most rewarding lifestyle cards, offering 5% to 10% NeuCoins Cashback, free airport lounge access, accelerated rewards on Tata brands, and zero joining fee for new users applying through the referral link.
This comprehensive guide covers everything you need:
- How to use Tata Neu HDFC Bank Credit Card Referral Code DEEP9186
- Exact rewards, benefits & limits
- Eligibility criteria
- Application process
- Fees, charges & lounge access
- NeuCoins redemption
- Complete 2024–2025 benefits structure
- FAQs & expert tips
Let’s begin.
⭐ What is the Tata Neu HDFC Bank Credit Card Referral Code?
👉 Tata Neu Referral Code: DEEP9186
👉 Apply Link: Click here to apply
👉 Benefit: Save up to 10% on Tata brands + accelerated NeuCoins on all spending
👉 Joining Fee: ₹0 (Limited time for referred users)
This code ensures your application gets Zero Joining Fee plus full benefits.
🎁 Benefits of Using Tata Neu HDFC Bank Credit Card Referral Code DEEP9186
Applying with this referral code gives you:
- ⭐ Zero Joining Fee (instead of ₹499)
- 🎁 Extra NeuCoins on first purchase
- ⚡ Fast-track approval
- 💳 Full Tata Neu ecosystem rewards
- 🛫 Airport Lounge access
- 🛍 Up to 10% savings on Tata brands
- 💸 Cashback on EVERYTHING you spend
This is one of India’s most rewarding lifestyle cards.
💳 Tata Neu HDFC Bank Credit Card Benefits
The card is designed to give maximum rewards on everyday essentials as well as lifestyle purchases.
Below is the complete breakdown:
🔥 Up to 10% NeuCoins on Tata Brands
Earn 10% NeuCoins (1 NeuCoin = ₹1) on:
- Croma
- BigBasket
- Tata 1mg
- Air India flight bookings
- Westside
- Tata Play
- Tata CLiQ & CLiQ Luxury
- IHCL hotels
- Qmin
- Starbucks (Tata joint venture)
This makes it one of the highest rewarding category-specific credit cards in India.
🛒 5% NeuCoins on Tata Neu App Transactions
Any purchase done directly on the Tata Neu app earns 5% NeuCoins.
Ideal for:
- Online shopping
- Groceries
- Electronics
- Medicines
- Travel bookings
💼 1.5% NeuCoins on All Other Spends
Even on non-Tata purchases, the card offers:
✔ 1.5% NeuCoins on every swipe
✔ No merchant category restriction
✔ No minimum spend requirement
🛫 Free Airport Lounge Access
Cardholders get:
- 4 complimentary domestic lounge visits per year
- Access to major airports across India
- No hidden charges
Perfect for frequent travelers and business users.
🔧 Fuel Surcharge Waiver
- 1% fuel surcharge waived
- Valid at all fuel stations
- Applicable on spends between ₹400–₹5,000
📱 Zero-Lost Card Liability
If your card gets stolen or lost, fraud liability is zero after reporting.
🧾 Easy EMI on Purchases
Convert any purchase over ₹2,500 into easy EMIs directly from the app.
💰 Great for Bill Payments
Earn rewards on:
- Electricity bills
- DTH recharges
- Mobile recharges
- Broadband bills
- Water bills
- Gas bill payments
💎 NeuCoins Never Go to Waste
NeuCoins can be used for:
- Flight tickets
- Hotel bookings
- Electronics
- Groceries
- Medicines
- Fashion
- Food delivery
1 NeuCoin = ₹1 value
No complicated conversions.
📦 Tata Neu HDFC Bank Credit Card Fees & Charges
| Fee | Amount |
|---|---|
| Joining Fee | ₹0 with referral code DEEP9186 |
| Renewal Fee | ₹499 + GST |
| Renewal Fee Waiver | Spend ₹1,00,000/year |
| Interest Rate | 3.6% per month |
| Foreign Currency Markup | 3.5% |
Joining fee becomes ZERO using the referral link.
📲 How to Apply Using Tata Neu HDFC Bank Credit Card Referral Code DEEP9186
Follow these steps:
Step 1 — Click the official Link
Step 2 — Enter Mobile Number
You will receive an OTP.
Step 3 — Fill in PAN & Personal Details
Step 4 — Submit Income Documents
Step 5 — KYC Verification
Video KYC or doorstep.
Step 6 — Approval
Cards are usually approved in 1–3 days.
Step 7 — Start Using Digital Card
Physical card arrives in 6–9 days.
🎯 Eligibility Criteria
To apply for the Tata Neu HDFC Bank Credit Card:
- Age: 21–60 years
- Indian resident
- Salary: ₹20,000+/month
- Credit Score: 680+ recommended
- Valid PAN & Aadhaar
📊 NeuCoins Earning Structure
| Category | NeuCoins Earned |
|---|---|
| Tata Neu App | 5% |
| Croma, BigBasket, 1mg, Westside | 10% |
| Other spends | 1.5% |
| EMI spends | 1.5% |
| UPI spends | Not eligible |
📦 NeuCoins Redemption Options
Redeem on:
- BigBasket (groceries)
- Air India (flights)
- IHCL (hotels)
- Croma (electronics)
- 1mg (medicines)
- Tata Play (DTH)
- Westside (fashion)
- Qmin (food delivery)
This makes the card extremely “cashback-friendly.”
🧑🤝🧑 Refer & Earn Program
You can also share your referral code DEEP9186 with others.
Benefits include:
- Earn NeuCoins for every approved referral
- Help others save 10%
- No referral limit
📌 Tata Neu HDFC Bank Credit Card Summary Table
| Feature | Details |
|---|---|
| Referral Code | DEEP9186 |
| Referral Link | Provided above |
| Max Cashback | Up to 10% |
| Lounge Access | 4/year |
| Annual Fee | ₹499 (waived via spending) |
| Issued by | HDFC Bank |
| Best for | Shopping, groceries, travel |
❓ FAQ Section
1. What is the Tata Neu HDFC Bank Credit Card Referral Code?
The referral code is DEEP9186.
2. Does referral code remove joining fee?
Yes — joining fee becomes ₹0 via referral.
3. How much can I save?
Up to 10% cashback via NeuCoins.
4. Can NeuCoins be used like money?
Yes, 1 NeuCoin = ₹1.
5. Does the card give lounge access?
Yes — 4 free domestic lounge visits per year.
6. Is this card good for BigBasket & Croma?
Yes — best cashback in India for Tata brands.
⭐ Conclusion
Using the Tata Neu HDFC Bank Credit Card Referral Code (DEEP9186) gives you Zero Joining Fee and the ability to earn up to 10% NeuCoins on everyday purchases.
Whether you shop groceries, electronics, medicines, flights, hotels, or fashion — this card gives unmatched value.
If you want a reward-rich lifestyle card, this is one of India’s best choices.
For such referral codes, keep visiting ReferralCodify – Get Verified Referral Codes & Signup Bonuses.
