KIWI Referral Code

KIWI Referral Code: T8C8R9 / B7697X | Get ₹800 Bonus Cashback

KIWI Referral Code: T8C8R9 / B7697X | Kiwi Invite Code

The KIWI app is India’s first UPI-enabled credit card platform that combines the power of UPI with the benefits of a credit card.

Instead of carrying multiple cards or worrying about annual fees, you can use KIWI to scan and pay at any UPI-enabled store while enjoying cashback and rewards.

Also Read: Smytten Referral Code: Q3bqJ4P – Get Free Trial Packs + Cashback

With KIWI, you can:

  • Use your credit card like UPI for offline and online transactions
  • Earn instant cashback on every spend
  • Get a lifetime free credit card with no hidden charges
  • Unlock ₹800 sign-up bonus using a KIWI referral code

KIWI Referral Codes (2025)

Here are the two working KIWI referral codes you can use today to claim your ₹800 bonus:

Referral CodeSign-Up BonusLink to Download
T8C8R9₹800 cashback on first transactionDownload KIWI
B7697X₹800 cashback on first transactionDownload KIWI

👉 Enter any of these referral codes during sign-up and get ₹800 joining benefit instantly after your first credit card transaction on KIWI.


Benefits of Using KIWI App

Here’s why the KIWI app is quickly becoming a favorite among users:

  • 🏪 1.5% Cashback on all offline UPI payments (local shops, petrol pumps, grocery stores)
  • 🛍 0.5% Cashback on online UPI transactions (apps like Swiggy, Zomato, Amazon, etc.)
  • 💳 Lifetime Free Credit Card – No joining fees, no renewal fees
  • 💰 ₹800 Welcome Bonus with referral code on first transaction
  • 🔒 Secure & RBI-approved UPI-based payments with credit card flexibility

How to Apply KIWI Referral Code?

Follow these simple steps to claim your bonus:

  1. Download the KIWI App from this link.
  2. Sign up using your mobile number and complete KYC verification.
  3. Enter one of these KIWI Referral Code: T8C8R9 / B7697X.
  4. Activate your lifetime free credit card within the app.
  5. Make your first credit card transaction on KIWI.
  6. Instantly receive ₹800 cashback bonus in your KIWI account.

Why Choose KIWI Over Other Apps?

Unlike traditional credit cards, KIWI allows seamless UPI integration.

That means you don’t need to carry a physical card or swipe at POS machines.

You can simply scan any UPI QR code and pay using your KIWI credit card, while still earning cashback.

Compared to wallets like PhonePe, Paytm, or Google Pay, KIWI gives you:

  • Higher cashback rewards
  • Credit limit usage with UPI convenience
  • Zero annual charges forever

FAQs About KIWI Referral Code

Q1: How much bonus do I get with KIWI referral code?
You get ₹800 cashback on your first transaction when you sign up with a referral code.

Q2: Which KIWI referral code should I use?
You can use any of these codes: T8C8R9 or B7697X. Both work and give the same ₹800 reward.

Q3: Is the KIWI credit card really lifetime free?
Yes ✅. There are no joining fees and no annual renewal fees.

Q4: Do I get cashback on all UPI transactions?
Yes, you earn 1.5% cashback on offline UPI spends and 0.5% cashback on online UPI transactions.

Q5: How do I download the KIWI app?
Click here to download and sign up with one of the referral codes.


Final Thoughts

The KIWI app referral code is the best way to get started with India’s first UPI-enabled credit card platform.

Not only do you get ₹800 cashback as a joining reward, but you also enjoy lifetime free credit card benefits, seamless UPI payments, and cashback on every transaction.

👉 Use KIWI Referral Code T8C8R9 / B7697X today and claim your ₹800 bonus!

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